Lines of credit
A business line of credit works like a credit card for your company. You get approved for a maximum amount, pull cash when expenses arise, and repay it to unlock that capacity again. It suits businesses along Highway 316 and near the Jennings Mill corridor where revenue ebbs and flows with the University of Georgia academic calendar or agricultural cycles.
Bogart sits at the crossroads of farm-supply operations, light manufacturing, and service contractors who invoice clients on net-30 or net-60 terms. A business line of credit bridges the gap between sending an invoice and receiving payment. When your HVAC company finishes a commercial job at the Bogart Industrial Park but waits six weeks for the check, a credit line covers truck fuel, parts inventory, and technician wages without touching your operating account.
Hazelcrest Group is a licensed commercial-loan broker, not a lender. We match your application to lenders who understand seasonal businesses and contractors. Our office at 1551 Jennings Mill Rd in Bogart means we know the local rhythm.
We gather your revenue records, bank statements, and tax returns, then shop your profile to multiple lenders. You get one application process instead of five separate bank visits. We explain each lender's draw rules, repayment schedules, and covenants in plain language. No jargon, no surprises.
Because we work across Athens and surrounding towns, we connect you to lenders who have funded other Bogart businesses and understand the mix of ag-services and university-adjacent commerce.
Common questions
Why Athens owners trust Hazelcrest Group
Talk to a local advisor and get matched to the right program, no obligation.