A commercial finance broker sits between your business and dozens of lenders. We review your financials, identify which programs fit your approval profile, then submit polished applications that answer underwriting questions before they're asked. You avoid the rejection trail that comes from applying blind. We work the file until it closes or until every realistic option is exhausted.
Most Athens business owners call lenders directly, get a fast no, then assume capital is out of reach. A commercial business loan broker flips that script by knowing which lender will say yes to your credit score, your industry, and your collateral mix.
Service area
Retail shops along Broad Street use us for tenant-improvement loans. Manufacturers in Bogart need equipment financing when a CNC mill dies mid-contract. Contractors in Watkinsville want working capital to cover payroll between progress payments. Medical practices in Hull refinance high-rate merchant cash advances into structured term debt. Any business that needs more than a credit card but less than a Wall Street syndication fits our scope.
You qualify when you've been operating at least six months, generate measurable revenue, and can document cash flow. Startups with strong personal credit and a deposit can access SBA 7(a) loans. Established firms with two years of tax returns open the full menu.
How it works
Call (706) 963-2915 or visit 1551 Jennings Mill Rd, Bogart, GA 30622, Athens, GA. We'll ask for two years of business tax returns, interim profit-and-loss, a current balance sheet, and a debt schedule. Within 48 hours you'll know which programs you're competitive for and what approval odds look like. We submit to lenders, negotiate terms, and coordinate closing. You sign once.
A commercial mortgage loan broker gets paid by the lender at closing, so you're not writing checks during the search. If the deal dies, you owe nothing.
A logistics company in Watkinsville needed to buy the building it leased on Hog Mountain Road. The owner had decent credit but thin liquidity. Banks wanted 30 percent down. We structured a commercial real estate package with an SBA 504 layer that dropped the equity requirement to 10 percent and locked a fixed rate. The deal closed in 52 days.
Real estate
Downtown Athens moves fast. When a competitor lists their storefront for sale or a supplier demands net-15 instead of net-30, you can't wait eight weeks for a bank committee. A mortgage broker for commercial property pulls multiple term sheets in parallel, so you negotiate from strength. We know which lenders work Oconee County parcels, which touch invoice factoring, and which will close a business line of credit in under three weeks.
Browse our full commercial lending programs or check the service areas we cover across Clarke and Oconee counties.
Serving the Athens area

We know which lenders fund which kinds of Athens businesses, and we position your file where it fits.
One local broker, many lenders, and no cost to apply.
Common questions
Why Athens owners trust Hazelcrest Group
Talk to a local advisor and get matched to the right program, no obligation.