Invoice factoring
Invoice factoring lets you sell unpaid B2B or B2G invoices to a third party at a discount. The factoring company advances you a percentage of the invoice value immediately, then collects payment directly from your customer. Once your customer pays in full, you receive the remaining balance minus the factoring fee. No debt appears on your balance sheet because you're selling an asset, not borrowing money.
Hazelcrest Group is a commercial loan broker, not a lender. We connect you with factoring companies that match your industry, invoice size, and customer base. Our job is to streamline the search and help you compare terms without visiting multiple providers yourself.
Invoice factoring
Colbert sits along Highway 72 between Athens and Elberton, home to small manufacturers, ag-supply distributors, and service contractors who invoice municipal clients or larger firms. When you're waiting on a county purchase order or a 60-day net-terms customer, payroll and fuel bills don't wait. Invoice factoring turns those pending payments into cash so you can cover operating expenses today.
Picture a landscaping outfit based near Colbert Elementary that just finished a commercial site-prep job. The general contractor's payment terms stretch 45 days out, but the crew needs paychecks and the equipment note is due next week. Factoring that invoice puts cash in the bank within 48 hours, keeping the business moving while the contractor's accounting department processes the original invoice.
Invoice factoring
We start with a short conversation at our Bogart office, 1551 Jennings Mill Rd, Bogart, GA 30622, Athens, GA, or by phone at (706) 963-2915. You tell us your monthly invoice volume, typical customer payment terms, and industry. We shop your scenario to factoring companies in our network and present options that fit. You choose the provider, and we walk you through the application and onboarding.
For more financing options across Colbert, explore our full suite of programs. If factoring isn't the right match, we also broker working capital and equipment financing throughout Athens and the surrounding communities.
Common questions
Why Athens owners trust Hazelcrest Group
Talk to a local advisor and get matched to the right program, no obligation.